tag:blogger.com,1999:blog-22517597.post2235706728390062571..comments2024-03-03T11:13:39.377+11:00Comments on Moomin Valley: Thoughts on Market TimingmOOmhttp://www.blogger.com/profile/03440274434662150925noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-22517597.post-56743653582791575582008-03-11T08:09:00.000+11:002008-03-11T08:09:00.000+11:00Liggerpig - that's a paradox - high past returns a...Liggerpig - that's a paradox - high past returns are used to attract investors but they don't want you to buy and sell the fund - often there are penalties for early withdrawal or limits on the number of switches you can make etc. It's certainly possible to improve returns by timing. Nailing the absolute bottom is going to be very hard as indicators can always fail. So dramatically going in and out of the market in one fell swoop is probably not a good idea.<BR/><BR/>Madame X - good for you! I started in 1997 when I first had any money to invest. Lost a lot in 2001-2003...mOOmhttps://www.blogger.com/profile/03440274434662150925noreply@blogger.comtag:blogger.com,1999:blog-22517597.post-74303242693068520062008-03-11T03:15:00.000+11:002008-03-11T03:15:00.000+11:00I deliberately got into mutual fund investments du...I deliberately got into mutual fund investments during a down time in the market, partially because it also just happened to be the first time in my life I had enough extra cash to invest! I felt like it was a success-- of course part of the reason was that the down time in question was 2000/2001 so I've had some time for returns to add up...Madame Xhttps://www.blogger.com/profile/11536189690094235926noreply@blogger.comtag:blogger.com,1999:blog-22517597.post-65111578026037665682008-03-10T21:38:00.000+11:002008-03-10T21:38:00.000+11:00Hi moom,I've always thought mutual funds promote t...Hi moom,<BR/>I've always thought mutual funds promote their products to retail investors following a period of excess returns. This is one of the reasons individual investors are sucked in, hoping past performance will be repeated?<BR/>While it may be impossible to time markets they can improve their odds of success considerably by using moving average cross-overs which have worked over a period of at least a decade.<BR/>Investing outside their own country also leads individuals to make mistakes such that even when the market moves favourably, the returns are significantly diminished due to currency fluctuations.<BR/>Applying simple ideas can greatly improve market timing.LiggerPighttps://www.blogger.com/profile/05959097775469921882noreply@blogger.com