Moomin Valley

In September, the Australian Dollar rose from USD 0.6540 to USD 0.6613 meaning that USD investment returns are better than AUD investment re...

In Australia, if you are between the ages of 60 and 67 and you are retired, you can make concessional retirement contributions even if you a...

A year ago, I wrote a post about whether you should initially keep your superannuation in accumulation mode when you retire. I thought tha...

I heard yesterday that my employer approved my redundancy under this round of the  voluntary redundancy scheme . So, if everything goes smoo...

There is lots of talk about equities being in a bubble and that a stock-market crash is coming given that unemployment in the US is edging u...

Report from Morningstar on investors' returns vs. fund returns. Due to badly timed trading, investors made 1.2% less per year than the f...

In August, the Australian Dollar rose from USD 0.6433 to USD 0.6540 meaning that USD investment returns are better than AUD investment retur...

The university has reopened the v oluntary redundancy scheme after saying that there will be no further forced redundancies. It looks like t...

Here is a summary of my 2024-25 Australian tax return (all numbers in Australian dollars): You can find previous years here . Our expected t...

I waited for all investment returns for the financial year to be in before posting this report, though, in the end, it didn't make much ...

I was wondering how much each asset class has contributed to our total profits to date. It was easy to compute this number using the spreads...

Back in April, I got a letter from the UK pension authority laying out the voluntary contributions I could make to get a UK pension. They se...

  I invested in this startup via Anglelist. Turns out that I invested more in this one (USD 15k) than any other, Now they are shutting down....

Opened a very small position (0.24%) in Ether (technically that is the correct name for the cryptocurrency via the QETH.AX ETF traded on the...

Just over a year ago, I sold out of Platinum Capital (PMC.AX). It had been under-performing and the company announced a plan to merge it wit...

In June, the Australian Dollar fell from USD 0.6559 to USD 0.6433 meaning that USD investment returns are worse than AUD investment returns....

Each year, I report on income and spending for the Australian financial year, which runs from 1 July to 30 June. This makes it easy to do a ...

WCM Global Quality just announced that they expect to pay a $1.73 per share unfranked dividend. I only bought shares in my name this year. M...

Generation Global Fund is one of our longest held investments. I first invested in April 2008 . It was a good fund but has been weaker recen...

Minor update to the existing allocation . Am combining cash with bonds and private equity and giving it a 10% allocation. Previously bonds a...

I updated the I Will Teach to Be Rich Conscious Spending Plan that I last did more than a year ago . I used data for the 2024-25 Australian ...

In May, the Australian Dollar rose from USD 0.6392 to USD 0.6431 meaning that USD investment returns are a bit better than AUD investment re...

  The Reserve Bank of Australia Building Same as last year , I just fixed my margin loan rate for the next financial year. The variable ra...

April was our third down month in a row, though the loss was less than in the previous two months. I also went through something of a mental...

It's time to update the target portfolio again. The last time I posted about this was here I think. The main change is that it is getti...

March was a second down month in a row. The Australian Dollar rose from USD 0.6208 to USD 0.6240 meaning that USD investment returns are a b...