Moomin Valley

Currently, Australian superannuation earnings are taxed at 15% and 10% for capital gains while you are in the "accumulation" ph...

I got an email today from the city planning office that the development in our neighbourhood that I had objected to was refused planning ...

Here in Australia, employers nowadays seem to be very concerned about people not taking their annual leave entitlements. If your balance ...

Pengana Capital is launching a listed investment trust that will invest in global (but mostly North American) private equity funds. I a...

As we move further away from an equities oriented portfolio , I think that benchmarking against equity indices makes increasing less sense. ...

In February stock markets continued their rebound. The Australian market rose especially strongly. The Australian Dollar fell from USD 0.72...

Big ERN has a new blogpost about the safe rate of withdrawal in retirement. He takes on people who say that you can avoid the problem of se...

I bought more corporate bonds. This time in Royal Bank of Canada and Welltower . These were the highest yielding investment grade bonds that...

People tend to think they are less relatively wealthy than they are . You can check out your perceptions against reality for a number of cou...

In January stock markets rebounded but because the Australian Dollar rose, we didn't gain a lot in Australian Dollar terms. The Austral...

I wanted to understand why spending in the 2018 calendar year was up 28% on 2017. The first step was computing a spending breakdown for the...

Put my toes into the water by buying a small 0.5% position using the IAU ETF. I've posted about gold previously and it is in our long-t...

After a discussion with friends at lunch yesterday and some blogposts I read recently, I decided to try to find out what we are spending o...

Bought my first US corporate bond - a Santander UK bond maturing on 14 March. This supposedly gives a yield per annum of about 2.85%, whi...

Here is the paper . Yes, they think that we were in a bubble in 2017 and much of 2018 and the last quarter of 2018 was the beginning of the ...

A couple of days ago I posted a list o f all 12 of Labor's proposed tax increases. How likely is it that these will actually be enacted?...

Just following up on Financial Independence 's comment on my post linking David Svensen's 2008 lecture . How has Yale done since Sve...

I regressed the excess (above risk free rate) monthly returns of the HFRI fund-weighted hedge fund index on the excess returns of the MSCI ...

The Labor party is at the moment likely to win the next federal election in Australia in May. Labor has become increasingly left wing in r...

Svensen is the manager of Yale's endowment. He also gives occasional lectures at Yale. My investment strategy is strongly influence...

That's what the bank in Falafelland says... So, I will look today at applying for one for him. I think they should just give them out wh...

Portfolio Charts is a really interesting website where you can do simulations of safe and permanent withdrawal rates and many other things ...

Investment Returns In Australian Dollar terms we gained 2 . 3% for the year while the MSCI gained 0.9% and the ASX200 lost 1.1% (all pre-ta...

Interactive Brokers currently pays 1.7% interest on U.S. Dollars. But U.S. government bonds pay more than that and are supposedly risk free,...

My brother is opening the trust accounts . They will be invested in local mutual funds. Unlike Australian or US managed or mutual funds the...

In AUD terms the target portfolio lost 1.85% in December, gaining 0.3% for 2018 as a whole. The MSCI gained 0.9% for the year and I gained 2...

A relatively new investment concept is crowdfunding real estate investments. The idea is that an individual could directly invest small a...

As a place to park Australian Dollars cash until I can move it out of Interactive Brokers, I bought some PERLS XI hybrid bank securities...

Moves this big never happen in currencies. It's like one month's worth of moves in 5 minutes. Yen did the same thing in the other...

You'll probably have heard that this was the worst December for US stocks since 1931. December is seasonally a positive month for stock...