Moomin Valley

Personal Finance, Investing, and Economics

Tuesday, March 03, 2020

February 2020 Report

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This month the whole family traveled to New Zealand for a week.This was baby Moomin's first international trip. He also started daycare...
2 comments:
Friday, February 28, 2020

Asset Allocation Since October 2018

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Since October 2018 when we nominally received the inheritance, the total allocated to cash, futures, gold, and bonds has remained fairly c...
Monday, February 03, 2020

January 2020 Report

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A relatively uneventful month. Even though I went into the branch, I still have no news from HSBC on refinancing our mortgage... The Aust...

How Well is Baby Moomin's Portfolio Doing?

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Back in August last year I designed a portfolio and invested for Baby Moomin with Generation Life . How well have his investments done? I ha...
Monday, January 27, 2020

Why Not Just Invest in Stock Index Funds?

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Financial Independence recently asked in the comments why I don't just invest in a portfolio of stock index funds. I answered that I a...
2 comments:
Thursday, January 09, 2020

Contributions of Individual Investments 2019

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Here are the contributions of each of 86 individual investments or trading vehicles in the 2019 calendar year (Australian Dollars): Of ...
2 comments:

Annual Report 2019

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Investment Returns In Australian Dollar terms we gained 12.61% for the year and in USD terms we gained 12.16%. This is a lot less than sto...
2 comments:
Thursday, January 02, 2020

December 2019 Report

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This month I decided to stop short-term trading again. I think you can make money doing what I was doing, but trading at a size that makes...
Sunday, December 29, 2019

New Target Portfolio Allocation

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Following up on my post on the best portfolios for Australia , this post will lay out the new target portfolio allocation. The basic idea is...

The Best Portfolio for Australia

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The portfolio charts website, I wrote about before , now lets you do analysis using Australian assets, inflation etc! It turns out that the...
1 comment:
Thursday, December 12, 2019

Pulling the Plug on Short-Term Trading

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I've decided to stop short-term trading. In recent months it hasn't made any money, it takes up a lot of time, and it gives me a...
1 comment:
Friday, December 06, 2019

Trading Update

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Well, that didn't last long. In November's report I said I would raise the risk allocation to palladium and soybeans. I just got sto...
Monday, December 02, 2019

November 2019 Report

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A less frenetic month financially but somehow I didn't get to make any blogposts since October's monthly report . We started on ref...
Saturday, November 30, 2019

Performance of Optimal Portfolio

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The graph shows the monthly profits from idealized trading of an optimal portfolio of Bitcoin, palladium, crude oil, and soybeans futures...
Monday, November 25, 2019

PAYG Installments

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I received a letter from the Australian Tax Office that I need to pay quarterly estimated tax payments. However, if the total estimated tax ...
Saturday, November 02, 2019

October 2019 Report

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This month we "inverted" our mortgage , paying off the mortgage and then redrawing it for investment purposes. As a result the mo...

Passed-in at Auction

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There was an auction today for the house next door to us. It is almost identical though it is in better condition inside (our house will ...
1 comment:
Wednesday, October 30, 2019

Mortgage Refinancing: Reality Check

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I met today with a "Premier Relationship Manager" at HSBC . We are going ahead with the mortgage refinancing. They will send a val...
4 comments:
Monday, October 28, 2019

Capitalise

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Capitalise is an automated trading platform that uses commands written in near natural English at a very high level. I heard about it when ...
Sunday, October 27, 2019

Mortgage Inversion Complete, What Next?

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I completed the transfer of money into our brokerage accounts from the " mortgage inversion" .  That completes a major step in our...
Saturday, October 26, 2019

Silver, Six Losing Bitcoin Trades in a Row...

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I tested silver futures as a possible addition to the trading portfolio . When combined with Bitcoin, palladium, and crude oil its optimal p...
Wednesday, October 23, 2019

Five Losing Bitcoin Trades in a Row

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The bad news is that the worst historical losing run in Bitcoin is eleven losing trades in a row. The good news is that least we now have...

Mortgage Redrawn

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Just enter the amount, press the button, and: Now to transfer the money to investment. This is how I account for this re-structure: ...
Tuesday, October 22, 2019

Mortgage Almost Paid Off

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It won't be for long !
Monday, October 21, 2019

Trading and Mortgage Inversion Update

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We switched from short one contract of Bitcoin to long two this morning, booking a USD 30 loss on the short trade. We are long two as the pe...
Monday, October 14, 2019

Optimizing Trading Portfolios and Shifting to Return on Risk Metric

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I started exploring testing portfolios of trading strategies. For this, I decided that in looking at return on capital where capital is the ...
Thursday, October 10, 2019

2018-19 Income and Spending Breakdown

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After doing our tax returns I can now report the breakdown of income and spending for the 2018-19 financial year, following up on the break...
2 comments:
Tuesday, October 08, 2019

Planning the Mortgage Inversion

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I first wrote about this four years ago . I realized today that I could actually pull this off next month. At this point, I have close to...
Monday, October 07, 2019

2018-19 Taxes

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Here are my taxes for another year: On the income side, Australian dividends, capital gains, and foreign source income are all up stron...

Trading Progress

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I've now tested Bitcoin, ASX200, palladium, and crude oil futures trading using Barchart data . So far, only ASX200 futures were not pro...
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About Me

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mOOm
I'm an economist and an active investor and currently live in Australia. I'm a global investor though I focus on investments in the Anglophone world and particularly in Australia. This blog tracks investment performance and discusses personal finance, investing, and trading from an economic perspective. In the picture, Moomin is looking for treasure.
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