Moomin Valley

  I was wondering whether we were getting worse off over time at my employer and so plotted my real and nominal pre-tax salary for the time ...

3.2% of households are in both the top income and top net worth deciles. That means their net worth is above $2.258 million and their annual...

  I didn't notice when the Australian Bureau of Statistics released the 2019-20 data on Australian household income and wealth distribut...

  Regal Investment Fund (RF1.AX) is continuing to diversify their portfolio. Recently, they added a water strategy through Kilter Rural. Now...

 Latest version of the famous J.P. Morgan graph: They estimate the returns for "average investors" from mutual fund flows. My retu...

Masterworks sold the third painting that I invested in, Gargantua by George Condo. The original offer price to investors was $1.65 million a...

In September the stock markets again fell sharply and the US Dollar rose. The MSCI World Index (USD gross) lost 9.53%, the S&P 500 9.21%...

Not sure why the calculation I posted here showed positive tax, but both the ATO and my own calculation show that Moominmama's tax asses...

 This is why I have been concerned about saving money recently: I'm currently forecasting that this year comprehensive after-tax income...

  At the beginning of the 2020-21 financial year the Macquarie Winton Global Alpha Fund (managed futures) had AUD 1.27 billion in assets. It...

This blog hasn't really been about saving money in terms of spending less. But facing a year with negative returns and maybe even a fall...

I got a message from Interactive Brokers that I needed to renew my wholesale investor status as two years had passed since I submitted an ac...

Spending on childcare and education is by far our largest spending category now and has gone up steeply. We are now at AUD 47k for the last...

I read in the Australian Financial Review that having an offset facility usually means that the mortgage interest rate that you are paying ...

August was a mixed month. The MSCI World Index (USD gross) lost by 3.64% and the S&P 500 lost 4.08% in USD terms, but the ASX 200 gained...

I transferred USD 1,000 from Interactive Brokers to the HSBC Everyday Global Account . I was surprised to find that they converted it to Aus...

This year's tax returns include large amounts of franking credits connected to Australian dividends. I almost managed to wipe out Moo...

I also did Moominmama's taxes for this financial year. The post about last year's taxes is here . Here is a summary of her tax retur...

This year, I've prepared our tax returns earlier than usual as I have already received all the required information. Here is a summary o...

  Inspired by Jessica Irvine's article on health insurance in the Sydney Morning Herald (I get her weekly newsletter), I phoned BUPA a ...

Back at the beginning of 2021 I opened an HSBC account for Moominmama because Plus 500 refused to send money to an account in our joint name...

  I just calculated the return on my TIAA-CREF 403b in Australian Dollar terms to compare to our Australian superannuation funds. While the ...

With the final private asset valuations complete, I am ready to present the June accounts. I needn't have waited, as the share price of ...

July was a reversal of June. The S&P500 gained more than it lost in the previous month and gold fell more than it rose in the previous m...

A couple of days ago, I went on the Domacom platform just to see if anything was new. I found an offer to sell about 10,000 units in a semi...

A year on, the career plan needs updating. I agreed with the School Director to take long service leave in 2022 and delay my leadership pos...

Sam Dogen of Financial Samurai has first video interview. Finally, you can get to see him, even if you still don't know his real name 😀

Enough Wealth has a new post comparing our two NetWorthShare net worth curves titled a Tale of Two Bloggers . He took out the step changes d...

It looks like I will have to pay Division 293 superannuation contributions tax for the first time. This is an extra 15% tax on superannuati...

   Masterworks sold Lured by Cecily Brown for USD 1 million. The initial offer price was USD 605k. We are supposed to get the money within...

I won't post June accounts for quite a while. There doesn't seem much point until we have all valuations for private assets for th...

For the last five years I've been putting together reports on our spending over the Australian financial year, which runs from 1 July to...

Regal Partners just merged with VGI to create a new larger alternative fund manager that will be known by the former name. The company still...

World markets stabilized with the MSCI World Index (USD gross) rising by 0.19% and the S&P 500 by 0.18%. On the other hand, the ASX 200 ...

Unpopular Ventures offered a syndicated investment in the seed round of a start-up based in Europe. I can't give any details of the inv...

After reading the most recent quarterly report I decided to get out of URF . I'm not optimistic that even if the shareholders vote again...

The graph tracks the performance of our portfolio (Moom, orange) since the March 2020 low versus various benchmarks. All of these are in Aus...

World markets fell sharply with the MSCI World Index (USD gross) falling by 7.97%, the S&P 500 falling 8.72%, and the ASX 200 falling 0....