Moomin Valley

Overview  This was the first year that our net worth fell since 2008. Investment returns were negative but the value of our house increased...

Venture capital returns won't be reported for another month, but I expect them to be flat, so that the final numbers are not far from wh...

One of Moominmama's friends (from undergrad days in the world's most populous country) told her they have bought a house in one of t...

Our utilities spending category had been rising strongly over time and so I decided to split out the "subscriptions" component: Th...

On the last trading day before Christmas, Domacom has been reinstated to quotation. I wonder where the price will end up? 7:27pm It went up...

In November, stock markets continued their rebound and the Australian Dollar rose strongly increasing US Dollar returns relative to Australi...

After recently adding a resource royalties strategy , Regal Funds (RF1.AX) are now adding a private credit strategy. They also announced a p...

In October, stock markets rebounded and the Australian Dollar ended close to flat. The MSCI World Index (USD gross) rose 6.06%, the S&P ...

  I was wondering whether we were getting worse off over time at my employer and so plotted my real and nominal pre-tax salary for the time ...

3.2% of households are in both the top income and top net worth deciles. That means their net worth is above $2.258 million and their annual...

  I didn't notice when the Australian Bureau of Statistics released the 2019-20 data on Australian household income and wealth distribut...

  Regal Investment Fund (RF1.AX) is continuing to diversify their portfolio. Recently, they added a water strategy through Kilter Rural. Now...

 Latest version of the famous J.P. Morgan graph: They estimate the returns for "average investors" from mutual fund flows. My retu...

Masterworks sold the third painting that I invested in, Gargantua by George Condo. The original offer price to investors was $1.65 million a...

In September the stock markets again fell sharply and the US Dollar rose. The MSCI World Index (USD gross) lost 9.53%, the S&P 500 9.21%...

Not sure why the calculation I posted here showed positive tax, but both the ATO and my own calculation show that Moominmama's tax asses...

 This is why I have been concerned about saving money recently: I'm currently forecasting that this year comprehensive after-tax income...

  At the beginning of the 2020-21 financial year the Macquarie Winton Global Alpha Fund (managed futures) had AUD 1.27 billion in assets. It...

This blog hasn't really been about saving money in terms of spending less. But facing a year with negative returns and maybe even a fall...

I got a message from Interactive Brokers that I needed to renew my wholesale investor status as two years had passed since I submitted an ac...

Spending on childcare and education is by far our largest spending category now and has gone up steeply. We are now at AUD 47k for the last...

I read in the Australian Financial Review that having an offset facility usually means that the mortgage interest rate that you are paying ...

August was a mixed month. The MSCI World Index (USD gross) lost by 3.64% and the S&P 500 lost 4.08% in USD terms, but the ASX 200 gained...

I transferred USD 1,000 from Interactive Brokers to the HSBC Everyday Global Account . I was surprised to find that they converted it to Aus...

This year's tax returns include large amounts of franking credits connected to Australian dividends. I almost managed to wipe out Moo...

I also did Moominmama's taxes for this financial year. The post about last year's taxes is here . Here is a summary of her tax retur...

This year, I've prepared our tax returns earlier than usual as I have already received all the required information. Here is a summary o...

  Inspired by Jessica Irvine's article on health insurance in the Sydney Morning Herald (I get her weekly newsletter), I phoned BUPA a ...

Back at the beginning of 2021 I opened an HSBC account for Moominmama because Plus 500 refused to send money to an account in our joint name...

  I just calculated the return on my TIAA-CREF 403b in Australian Dollar terms to compare to our Australian superannuation funds. While the ...

With the final private asset valuations complete, I am ready to present the June accounts. I needn't have waited, as the share price of ...