Moomin Valley

Each year, I report on income and spending for the Australian financial year, which runs from 1 July to 30 June. This makes it easy to do a ...

WCM Global Quality just announced that they expect to pay a $1.73 per share unfranked dividend. I only bought shares in my name this year. M...

Generation Global Fund is one of our longest held investments. I first invested in April 2008 . It was a good fund but has been weaker recen...

Minor update to the existing allocation . Am combining cash with bonds and private equity and giving it a 10% allocation. Previously bonds a...

I updated the I Will Teach to Be Rich Conscious Spending Plan that I last did more than a year ago . I used data for the 2024-25 Australian ...

In May, the Australian Dollar rose from USD 0.6392 to USD 0.6431 meaning that USD investment returns are a bit better than AUD investment re...

  The Reserve Bank of Australia Building Same as last year , I just fixed my margin loan rate for the next financial year. The variable ra...

April was our third down month in a row, though the loss was less than in the previous two months. I also went through something of a mental...

It's time to update the target portfolio again. The last time I posted about this was here I think. The main change is that it is getti...

March was a second down month in a row. The Australian Dollar rose from USD 0.6208 to USD 0.6240 meaning that USD investment returns are a b...

This is the action plan resulting from the Investments Review : Immediate Action 1. Stop re-investing distributions at Winton Global Alpha. ...

The last installment of the Investments Review, though, actually, there will be an action plan coming up! Bitcoin Portfolio share: 11.9% IR...

The smaller investments have done better here, which is not optimal... TIAA Real Estate Portfolio Share: 3.3% IRR: 4%.  I don't have ...

    James Hardie (JHX.AX) announced that they are acquiring US company Azek and the merged company will have a primary listing on the NYSE...

Interesting article in the AFR on what it takes to be in the top 1% in Australia currently by both income and wealth. You can go to the fre...

Because of the delay in completing this review, the last of these is now an unprofitable investment! WCM Global (WCMQ.AX): 1.7% of net worth...

I decided to rename this category "developing" as opposed to the mature investments we considered earlier. This section covers fiv...

Count Financial told clients to sell private credit funds managed by Metrics Credit Partners. This crashed the share price of MOT.AX, one of...

Here is another way of looking at the UK pension, which I have applied to contribute to. Our net worth not counting our house is about AUD...

  This was totally not on my radar. When procrastinating on Wednesday, I saw an article in the Fin Review about how Australians who had wor...

My call for a continued bull market in stocks is looking a bit crazy at this point, but note the drawdown at the beginning of 1997. Nothing...

February was the first down month after positive months. In dollar terms it was our third worst investment result after June 2022 and March ...

The latest episode . I met the director on Thursday. They didn't try to discourage me from doing it (I didn't expect they would). Th...

I now have a meeting lined up with my boss and discussed the whole thing with a colleague who took a similar package in 2020. He said that t...

VSS stands for "Voluntary Separation Scheme". The details were announced this afternoon. There are three weeks to apply for it fro...

I feel that 1997 might be a good analogy to 2025. After an aborted recession in 1994 (2022) the stock market went up strongly in both 1995 (...

So my employer announced a couple of days ago in the weekly newsletter that there will be a voluntary redundancy scheme. The details won...