Moomin Valley

I updated the I Will Teach to Be Rich Conscious Spending Plan that I last did more than a year ago . I used data for the 2024-25 Australian ...

Interesting article in the AFR on what it takes to be in the top 1% in Australia currently by both income and wealth. You can go to the fre...

VSS stands for "Voluntary Separation Scheme". The details were announced this afternoon. There are three weeks to apply for it fro...

About a year ago, I got scammed for more than $2,000 . I managed to get the money back from the merchant and only had foreign exchange conv...

Take all the bitcoin in the world and divide by the number of people - how much is an equal share? About 0.0025. Similarly, an equal share o...

I fixed the rate of my CommSec margin loan over the last year. I now have a choice for next year. The variable rate is 9.65% while the fixe...

So, as soon as I had increased the cash buffer i n our offset account, I got AUD 40k of capital calls, so back to square one again. The capi...

This post follows up on EnoughWealth's comments on my previous post on Ramit's Conscious Spending Plan. In that post, I commented ...

I like to watch Ramit Sethi's podcasts where he has an in depth discussion with a couple about their finances. These sessions usually ...

Got an email from Commonwealth Bank that mentions their "Benefits Finder" button in the CommBank App. This can help you find missi...

  This year's home contents insurance bill is 70% higher than last year's! How does that make sense? The number I am comparing to is...

I just got scammed for AUD 2,300. I got an email from my webhosting company saying that my card had expired and I needed to renew. Except it...

Today I received new format gas and electricity bills from ACTEWAGL which include a notice on the front page that we can reduce our bills by...

Closed my Paypal account. Only time it ever comes up is when someone is trying to scam me. Just had someone try to charge USD 599 to me.

Ramit Sethi advocates only tracking about four categories of spending and is critical of couples who do more fine-grained tracking . For the...

I fixed my margin loan interest rate for the next year at 7.69% instead of a variable rate 9.15%. I am paying the interest in arrears. At th...

Moominmama was offered a redundancy package. Seems a bit like an offer you can't refuse. When she asked if she would be fired anyway if ...

I just found that a lot of comments people made in the past were stuck in moderation. I didn't know "sometimes moderation" was...

One of Moominmama's friends (from undergrad days in the world's most populous country) told her they have bought a house in one of t...

  I was wondering whether we were getting worse off over time at my employer and so plotted my real and nominal pre-tax salary for the time ...