Moomin Valley

A year ago, I wrote a post about whether you should initially keep your superannuation in accumulation mode when you retire. I thought tha...

I heard yesterday that my employer approved my redundancy under this round of the  voluntary redundancy scheme . So, if everything goes smoo...

The university has reopened the v oluntary redundancy scheme after saying that there will be no further forced redundancies. It looks like t...

Just over a year ago, I sold out of Platinum Capital (PMC.AX). It had been under-performing and the company announced a plan to merge it wit...

  The Reserve Bank of Australia Building Same as last year , I just fixed my margin loan rate for the next financial year. The variable ra...

It's time to update the target portfolio again. The last time I posted about this was here I think. The main change is that it is getti...

This is the action plan resulting from the Investments Review : Immediate Action 1. Stop re-investing distributions at Winton Global Alpha. ...

Here is another way of looking at the UK pension, which I have applied to contribute to. Our net worth not counting our house is about AUD...

  This was totally not on my radar. When procrastinating on Wednesday, I saw an article in the Fin Review about how Australians who had wor...

The latest episode . I met the director on Thursday. They didn't try to discourage me from doing it (I didn't expect they would). Th...

I now have a meeting lined up with my boss and discussed the whole thing with a colleague who took a similar package in 2020. He said that t...

VSS stands for "Voluntary Separation Scheme". The details were announced this afternoon. There are three weeks to apply for it fro...

I feel that 1997 might be a good analogy to 2025. After an aborted recession in 1994 (2022) the stock market went up strongly in both 1995 (...

So my employer announced a couple of days ago in the weekly newsletter that there will be a voluntary redundancy scheme. The details won...

Intramonth, I've blasted through the transfer balance cap. This is the limit of AUD 1.9 million that you can transfer from an Australian...

Regal Investment Fund (RF1.AX) is doing a share placement and a share purchase plan (SPP). Under the SPP you can buy up to AUD 30k of shares...

I am thinking of setting up a transition to retirement pension (TTR pension). This allows you to receive regular payouts from your superann...

I was dissatisfied with my investment return of only 5.69% last year and so decided to eliminate some of my boring funds and take on more...

In January, I posted about how much of investment returns were being taken up to cover the effects of inflation . I fitted a quadratic curve...

I fixed the rate of my CommSec margin loan over the last year. I now have a choice for next year. The variable rate is 9.65% while the fixe...