Moomin Valley

A year ago, I fixed most of my CommSec margin loan at a constant rate for the year ahead. The rate I got was 7.54% compared to a variable r...

Our SMSF provider only completed our 2024-25 financial year accounts at the end of April. I check these carefully before signing off and pay...

The budget speech was tonight, and all of the worst stuff that was leaked in the lead up to the budget appears to be in it. The worst is a m...

I've now done some spreadsheet simulations of education bonds . Assuming that our marginal personal tax rate will be 30%, the goal is to...

I just discovered an investment structure I had never heard of: Education Bonds. These are an Australian investment structure that is simila...

I just updated my tax credits chart to include last year's tax returns and expected tax credits on this year's returns: This doesn...

After several years of disappointing performance, Tribeca Global Resources (TGF.AX) has performed extremely strongly in recent months: My in...

I have been saying no to investing in Aura's new venture capital fund when I have been asked. My reason was that I am retiring and don...

A year ago, I wrote a post about whether you should initially keep your superannuation in accumulation mode when you retire. I thought tha...

Here is a summary of my 2024-25 Australian tax return (all numbers in Australian dollars): You can find previous years here . Our expected t...

WCM Global Quality just announced that they expect to pay a $1.73 per share unfranked dividend. I only bought shares in my name this year. M...

Here is another way of looking at the UK pension, which I have applied to contribute to. Our net worth not counting our house is about AUD...

When you get your notice of assessment from the Australian Taxation Office when they have processed your tax return, they send you statement...

I also did Moominmama's taxes for this financial year. It only took me about 2 hours to do both as I am very organized :) You can find p...

I did our taxes earlier this year as Aura sent me a tax statement earlier than in previous years. Here is a summary of my taxes. You can fin...

I also did Moominmama's taxes for this financial year. The post about last year's taxes is here . Here is a summary of her tax retur...

This year, I've prepared our tax returns just before the deadline. Here is a summary of my taxes. Last year's taxes are here . To ma...

Not sure why the calculation I posted here showed positive tax, but both the ATO and my own calculation show that Moominmama's tax asses...

This year's tax returns include large amounts of franking credits connected to Australian dividends. I almost managed to wipe out Moo...

I also did Moominmama's taxes for this financial year. The post about last year's taxes is here . Here is a summary of her tax retur...