This chart shows that the rebound from the lows in early 2009 in our net worth is due to a combination of new savings and investment gains. This is true for both retirement and non-retirement accounts. Adding the "profit" component and the "savings" component for each class of account should give the current total value. With regained the bulk of our profits in retirement accounts but still have net losses in non-retirement accounts, which were managed much more riskily. That is likely to be different in the future.
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