Our rate of return was 1.38% in USD terms versus 1.88% for the MSCI and 3.75% for the S&P500. US stock markets were very strong and the Australian stock market relatively weak. In Australian Dollar terms we lost 0.43%. Real estate was the best performing asset class and Australian small cap stocks the worst. The monthly accounts (in US Dollars) look like this:
![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhez9xIEPie527RM4u7wUBv4n5U4Z_J9Gz7zvlcpKcpkcHqTihuvay5KTa-NSLLIy6fGBqIBZ_4Tu0rioAn8WewKYUlRXPAfCYIR6P3oECyXZ-mK71dhQZwnMjEjwj5nJqehcqV/s400/Mar13+Accounts.gif)
Non-investment income was normal as was spending. We spent $A220 on a lawyer looking over the contract for the house that we didn't buy. Total investment returns were $12k with USD returns suffering from the rising US Dollar. Saving in the table is saving from non-investment income.We saved almost $10k from our salaries not counting the retirement contributions of $3k.