Sunday, June 03, 2012

Moominvalley May 2012 Report

This month, stock markets fell sharply and the USD rose sharply. The MSCI World Index fell 8.88% and the S&P 500 6.01%. The Australian Dollar ended the month at 97.11 US cents, down from 104.11 cents at the end of April. This meant we lost a lot of money in US Dollar terms and quite a lot in Australian Dollar terms. We lost 11.56% in USD terms and 5.18% in Australian Dollar terms.

May's accounts in US Dollars:



Spending this month was pretty average at $4,475. There weren't any unusual expenditures. Foreign exchange losses ($35k) were almost as big as actual underlying losses ($38k). Current other income was higher than normal due to refunds of last month's business expenses of about $3k and a small consulting type fee received. Retirement contributions were also higher than normal as each of us got three retirement contributions added to our accounts this month rather than the usual two. There is a contribution every 2 weeks as our salaries are paid every two weeks as is the norm in Australia. So some months there is a third salary and contribution.

Net worth fell by $56k to $584k. In Australian Dollar terms the loss was only $A14k to a record $A601k.

Our cash allocation is now 18.48% of net worth. Up from 16.81% in February. The house fund account stands at almost $A100k.

For a few more details you can check me out on NetWorthIQ.

Saturday, June 02, 2012

Moominmama Portfolio Performance May 2012



Everything lost money in USD terms because both stock markets were down globally and the US Dollar strengthened a lot this month as you can see from the losses in non-US cash. Alternative investments did relatively well but still lost money. The US Dollar rose on most days of the month:

Friday, June 01, 2012

House Buying Account

It stands at $A99,773 up from $A92,038 at the end of April. I now realize that we need to get to way over $100k. More financial reports for May coming up soon.