Another month of negative returns. Seven straight months of losses. Returns in USD terms were heavily affected by the rise in the US Dollar which reduced the value of all our non-USD investments. As a result net worth fell by $US56k:
In Australian Dollar terms the loss was "only" $A11k. The USD rate of return was -13.26% compared with the MSCI World Index's loss of 9.4%. In AUD terms we lost 4.38% and in currency neutral terms 6.07%. Expenditure was high. We went to the US and bought a lot of stuff there - clothes, kitchen stuff, a new camera etc. Our first trip back since we left in 2007. I don't really feel like writing a lot more about this.
In response to the comment from Financial Independence, I've introduced a new format for these monthly income/expenditure statements. Hopefully, they give more intuition about how the numbers are calculated.