Monday, October 01, 2012

Moominvalley Monthly Report September 2012

Financially, things went OK again this month. We hit new net worth highs in both Australian and US Dollar terms of $A678k (+$19k) and $US705k (+23k). The Australian Dollar was pretty stable, up 0.5 US cents.

Our rate of return was 2.94% in USD terms versus 3.19% for the MSCI and 2.58% for the S&P500. In Australian Dollar terms we made 2.40%. The monthly accounts (in US Dollars) look like this:

This was a very high spending amount as Snork Maiden gave $A5,000 to her mother and also bought a ticket to China ($A1,400). I also bought a ticket for a trip next month, though my employer is paying most of it, I'm paying $A600. Taking all of this out we still spent $5,000, which I guess is the new normal. We did go to Western Australia and spent quite a bit there on car hire, restaurants etc.

The monthly accounts show that we earned $13.5k in salaries etc. . Retirement contributions were $2.8k. Total investment returns were $20.0k. There was very little change in the portfolio over the month as all asset classes made money. I did withdraw $A1000 from one of Snork Maiden's mutual funds to add to the house-buying fund. That fund reached $A131k up from $A126k despite transferring $A6k from this account to China ($A1000 is spending money for Snork Maiden there).

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