More Liquidity

With potentially large expenditures in the next year or two we need to have more liquidity. So going forward I'm going to focus discretionary saving more on short-term investments and paying down debt. Our automatic investments will continue as before at $5000 plus a month. Just over $A3,000 per month going into superannuation (after the 15% contribution tax) and $A2,000 a month into managed funds.