They used it at a Rite Aid in the Sacramento suburbs and at a gas station in Tracy, CA. Commonwealth Bank queried the transactions and now I have cancelled the card. Definitely, only use a credit card for online transactions. If this was a debit card, the charges wouldn't be reversed as they are immediately deducted from the account. But really the banks need to make the whole payments thing more secure as this seems to be a more and more frequent occurrence.
Probably, there is nothing stopping us from using credit cards for everything? Currently, we each have an account at HSBC with a debit card we use for most day to day spending. These accounts have little money in them. But HSBC is closing its retail banking in Australia.
Yes, that's the actual gas station they used it at in the picture.
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